Here’s where we stop. Red is the color of alarm. But always keep calm because, with the right information, you can remedy the red to get back on track.

When we give you the yellow light, you should proceed with caution. Look at the numbers carefully and make smart choices to keep moving forward.

When you get the green light, hit the gas. Keep moving forward and pick- ing up speed. This is when you know your finances are performing and the road is wide open before you.